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How To Buy A Diamond
 

Carat Weight

How To Buy A Diamond: Understanding Diamonds

A good understanding of diamonds is necessary before you begin shopping. We've put the basics together here to help guide you. Learning about diamonds is really learning about the "four Cs" of diamonds - cut, clarity, color and carat weight. These are the criteria jewelers use when grading diamonds, and they're the ones you'll need to understand to find the right diamond for you.

 

Carat Weight

A carat is a unit of measurement; it's the unit used to weigh a diamond. One carat is equal to 200 milligrams, or 0.2 grams.

The word carat is taken from the carob seeds that people once used in ancient times to balance scales. So uniform in shape and weight are these little seeds that even today's sophisticated instruments cannot detect more than three one-thousandths of a difference between them.

Don't confuse it with 'karat', the method of determining the purity of gold.

The process that forms a diamond happens only in very rare circumstances, and typically the natural materials required are found only in small amounts. That means that larger diamonds are uncovered less often than smaller ones. Thus, large diamonds are rare and have a greater value per carat. For that reason, the price of a diamond rises exponentially to its size.

What Size Diamond Should I Buy?

How important size is to you is probably contingent on how important it is to the person you're giving it to. A few tips to keep in mind will help guide you to the right decision.

The general rule of thumb when buying a diamond is "two month's salary". This is just a guideline, it's not carved in stone, but it's useful in establishing a budget for how much you can comfortably invest in her diamond.
Deciding on carat size is really about striking a balance between size and quality. If she prefers larger jewelry items, and you are working within a budget, you can still find a larger diamond of excellent quality gem by selecting one which is graded slightly lower in terms of color and clarity.
Remember that slender fingers make small diamonds look bigger. If she has small fingers, a 1-carat diamond will look proportionately large--and an even larger stone may appear stunningly big!


Think about what sort of setting will hold the diamond. You'll have to be sure that the setting you choose is made to fit the carat weight of your diamond.

Carat Carat is the term used to describe the weight of any gemstone, including diamonds. Although the definition of a carat has changed over time, since 1913 the international standard has been 200 milligrams, or 1/5 of a gram. Often, jewelers describe carats in 1/4 increments.

In jewelry pieces with more than one diamond, the carats may be described in terms of total carat weight (TW). This is the combined total weight of all the stones in the piece.

Diamonds can range in size from a fraction of a carat to several carats. Given the rarity of large stones, however, the price increases rapidly with size; therefore, a single 2-carat diamond will cost much more than two 1-carat diamonds. Very large diamonds with good color and clarity are very rare.

Expect to pay a premium for stones that are above a full carat weight. For example, a .95 carat diamond will cost a bit more than a .90 carat stone, but a 1-carat stone will cost significantly more than a .95 carat stone.

Because round brilliant cuts follow exact standards, you can make a good estimate of the carat weight of the stone based on the stone's diameter. The following chart compares the relative sizes of stones and describes how much a round brilliant diamond of a certain size is likely to weigh. This method doesn't work as well for other cuts or shapes, though, since some are thicker or thinner than others; nor does this chart apply to colored gemstones, which have a different density from diamonds.


   

 


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Last Updated May, 2005

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